About Me:

Just call me ems, a filipina,46 years old, married and have three kids. My husband who used to work in a known insurance company was currently unemployed since the closure of their company January of 2006. Due to age requirement, he was unable to find a job that will suit his qualifications. The little business which we have started was not doing well due to competition and lack of capitalization.The three children of us are doing great in their school . Two are in college right in their third year level, while the youngest is on her second year of high school. February 2006, I was stricken by an illness that keeps me depress till now. My depression unables me to think accurately as to what right decision to make in order to save my family from all the financial responsibilities we have to face.